A revolution is occurring in the way we send money. Over the next two years, everyone will be sending money by instant message. Social media giants like Facebook, WhatsApp and Skype are working around the clock on this paradigm shift. Crypto should be at the forefront of this new wave but instead it is being left behind on these smaller social payments. Enter the Tiger! Tigereum will enable everyone to securely and easily send crypto to friends and family by instant message. Tigereum will build its solution around AI chatbots to make Tigereum flexible, globally scalable, independent of any particular instant messaging platform, and quick to market. Tigereum will adopt the key principles of the crypto world: security, anonymity, decentralization and encryption.